South Carolina Health Coverage Simplified

You're eligible for Medicare when you turn 65 or in certain disability situations. Your Initial Enrollment Period includes the three months before your 65th birthday, your birthday month, and the three months after.

Medicare Supplement (Medigap) plans work alongside Original Medicare to cover certain costs Medicare doesn't cover. Medicare Advantage plans replace Original Medicare with coverage provided by private insurance companies, often including additional benefits like prescription drugs, dental, and vision.

This depends on your healthcare needs, budget, and preferences. Medicare Supplements (Medigap) work with Original Medicare, offering more provider flexibility but typically higher premiums. Medicare Advantage plans often include prescription drug coverage and extra benefits like dental and vision, usually with network restrictions. We analyze your healthcare usage patterns, preferred doctors, medications, and budget to recommend the optimal solution for your specific situation in South Carolina.

Yes, we guide South Carolina residents through the Health Insurance Marketplace options during Open Enrollment or Special Enrollment Periods.

Many South Carolinians are eligible for premium tax credits that significantly reduce monthly health insurance costs—even those with moderate incomes. Eligibility depends primarily on your household income and size. We'll help determine your potential subsidies and guide you through the enrollment process to find affordable coverage that meets your healthcare needs without unnecessary complexity.