Secure

Protecting South Carolina Businesses Since Day One

From Charleston storefronts to Greenville manufacturing, Columbia offices to Myrtle Beach hospitality—SimpliCovered delivers customized commercial coverage throughout South Carolina.

Core Coverage

Essential Protection for Every Business

Our commercial insurance solutions are tailored to meet the unique needs of your industry. From professional liability to cyber coverage, we ensure your business is protected against specific risks.

General Liability Insurance - Protection against third-party claims of bodily injury, property damage, and advertising injury

Commercial Property - Coverage for your buildings, equipment, inventory, and business personal property

Business Owners Policy (BOP) - Bundled protection combining liability and property coverage for cost-effective solutions

Protection

Enhance Your Coverage with Our Solutions

Our supplemental and catastrophic coverage options are designed to protect your business against larger losses and uncommon risks. With tailored solutions like Commercial Umbrella and Professional Liability/E&O, you can ensure comprehensive protection.

Commercial Umbrella

Extended coverage beyond standard liability limits

Professional Liability/E&O

For service providers across South Carolina requiring malpractice protection

FAQs

Find answers to your most pressing questions about commercial insurance and how it works.

What types of businesses do you serve in South Carolina?

We provide insurance solutions for businesses of all sizes across South Carolina, including retail, construction, professional services, hospitality, manufacturing, and more.

Is workers' compensation required in South Carolina?

Yes, South Carolina law requires businesses with four or more employees to carry workers' compensation insurance. We can help ensure you're compliant with state regulations.

How can I lower my commercial insurance premiums?

We identify potential discounts, bundling opportunities, and risk management strategies that can help reduce your premium while maintaining appropriate coverage levels.

How do you determine the right level of commercial coverage for my business?

We assess your specific business needs by evaluating your industry risks, operations, assets, employee count, and contractual obligations. This tailored approach ensures you're neither overpaying nor underprotected. We then present options from multiple carriers in plain language, so you can make an informed decision that's right for your South Carolina business.

What happens if my business grows or changes after I purchase insurance?

As your business evolves, your insurance needs change too. We provide regular coverage reviews to ensure your protection keeps pace with your growth. Whether you're adding locations, expanding operations, hiring more employees, or introducing new services, we'll help adjust your coverage appropriately. This proactive approach prevents coverage gaps that could leave your business vulnerable to new or increased risks.

Protect What Matters Most

Get your free, no-obligation consultation today. One conversation could save you hours of research and uncertainty.