Protecting South Carolina Businesses Since Day One
From Charleston storefronts to Greenville manufacturing, Columbia offices to Myrtle Beach hospitality—SimpliCovered delivers customized commercial coverage throughout South Carolina.

Essential Protection for Every Business
Our commercial insurance solutions are tailored to meet the unique needs of your industry. From professional liability to cyber coverage, we ensure your business is protected against specific risks.
General Liability Insurance - Protection against third-party claims of bodily injury, property damage, and advertising injury
Commercial Property - Coverage for your buildings, equipment, inventory, and business personal property
Business Owners Policy (BOP) - Bundled protection combining liability and property coverage for cost-effective solutions

Enhance Your Coverage with Our Solutions
Our supplemental and catastrophic coverage options are designed to protect your business against larger losses and uncommon risks. With tailored solutions like Commercial Umbrella and Professional Liability/E&O, you can ensure comprehensive protection.
Commercial Umbrella
Extended coverage beyond standard liability limits
Professional Liability/E&O
For service providers across South Carolina requiring malpractice protection

FAQs
Find answers to your most pressing questions about commercial insurance and how it works.
We provide insurance solutions for businesses of all sizes across South Carolina, including retail, construction, professional services, hospitality, manufacturing, and more.
Yes, South Carolina law requires businesses with four or more employees to carry workers' compensation insurance. We can help ensure you're compliant with state regulations.
We identify potential discounts, bundling opportunities, and risk management strategies that can help reduce your premium while maintaining appropriate coverage levels.
We assess your specific business needs by evaluating your industry risks, operations, assets, employee count, and contractual obligations. This tailored approach ensures you're neither overpaying nor underprotected. We then present options from multiple carriers in plain language, so you can make an informed decision that's right for your South Carolina business.
As your business evolves, your insurance needs change too. We provide regular coverage reviews to ensure your protection keeps pace with your growth. Whether you're adding locations, expanding operations, hiring more employees, or introducing new services, we'll help adjust your coverage appropriately. This proactive approach prevents coverage gaps that could leave your business vulnerable to new or increased risks.
Protect What Matters Most
Get your free, no-obligation consultation today. One conversation could save you hours of research and uncertainty.
